Take advantage of our First Time Buyer Deals

First Time Mortgage Deal

5% deposit

  • Purchase price – £125,000
  • Loan amount – £118,750
  • Deposit – £6,250
  • Term – 30 years
  • Product – A fixed rate of 3.99% until 01.04.2020
  • Valuation fee – £175
  • Cashback – £1,200
  • Monthly payment – £576.22

Fixed until 01/04/2019 when the rate reverts to the standard variable rate which is currently 4.75%. The overall cost for comparison is 4.8% APRC. 25 payments of £567.22 based on a fixed rate of 3.99%. 323 payments of £616.20 based on rate of 4.7%. The total amount payable is £220,320.

Co-ownership 50% split

  • Loan amount – £62,500
  • Deposit – £0
  • Term – 30 years
  • Product – A fixed rate of 1.78% until 01.04.2019
  • Valuation – £175
  • Cashback – £500
  • Monthly payment – £224.45
  • Co-ownership rent – £130.21

Fixed until 01/04/2019 when the rate reverts to the standard variable rate which is currently 1.78%. The overall cost for comparison is 4.4% APRC. 25 payments of £224.45 based on a fixed rate of 1.78%. 335 payments of £319.70 based on rate of 4.75%. The total amount payable is £113,011.

To take advantage of these First time buyer deals – Please call us on 02890668228 to arrange an appointment to meet us in our Belfast office.

Evening and weekend appointments are available at a time that suits you.

Alternatively get in touch with Mortgage First through our contact page.

This information is correct as on 15/02/2017. If you are reading this after this date, it is possible this rate no longer applies.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE