First Time Buyer Event 20th Feb 2020 – FREE EVENT

First Time Buyer 2020 2

Thursday 20th February 5pm to 9pm Book in at our branches in Belfast, Bangor & Portadown You will have the opportunity to talk with qualified and experienced Mortgage and Insurance specialists, together with experts from other local businesses including: Co-ownership Advisors Solicitors Talk to us today… 028 9065 4555 email info@mortgagefirstni.com or request a call back from www.mortgagefirstni.com

UK banks approve highest number of mortgages since 2015

Mortgage Approved

Bank of England could be more likely to leave interest rates on hold amid property upturn The number of mortgages approved by Britain’s high street banks jumped to the highest level for almost five years in December, in the latest sign of a revival in the housing market. Mortgage approvals for house purchases increased to 46,815 in December compared with 44,058 … Read More

Buyer enquiries rise 15%: Rightmove

Buyer enquiries rise

Buyer enquires increased by 15 per cent between December 2019 and January 2020, Rightmove’s latest house price index shows. Average asking prices across the UK rose by 2.3 per cent over the same time frame. This has resulted in the average asking price rising from £300,025 to £306,810. There has also been a 7.3 per cent growth in the number … Read More

Housing market perks up post-election

boris

Following the General Election result, the UK housing market has seen a lift in sentiment, according to the December 2019 RICS Residential Market Survey. Sales expectations have risen sharply, and a number of other key activity metrics have turned positive for the first time in several months.  That said, this change in activity levels is expected to lead to house … Read More

A quarter of SMEs would use cash reserves if owner died

SMEs

According to Legal & General’s most recent ‘State of the Nation’ research, 25% of small-to-medium enterprise (SME) business owners would rely on their business’ cash reserves if a fellow business owner passed away unexpectedly, while 51% would use their own personal wealth. The findings also revealed that while 37% would expect to purchase the business owner’s shares in this scenario, … Read More

Martin Lewis urges homeowners to check their mortgages or risk losing out on £1000s

Cheapest Mortgage Rates

Martin Lewis says homeowners should check their mortgages now to make sure they’re not missing out on cheaper deals. Speaking in his segment on Good Morning Britain , the Money Saving Expert explained how mortgage rates are currently the best they’ve been. He said: “Longterm prediction of interest rates have dropped, and those are the ones that mortgage rates are set on. “Now … Read More

Crowdfunding the cost of healthcare

Crowdfunding Critical Illness

Crowdfunding is becoming increasingly common among people who need healthcare that’s not freely available through the NHS. The increase is said to be due to access to overseas clinics and high-profile social media campaigns such as the 2014 campaign for Mike Brandon. Websites such as justgiving.com, crowdfunder.co.uk and gofundme.com are full of campaigns from families trying to raise funds for treatments or seeking help to … Read More

WHICH DID YOU UPDATE MORE RECENTLY: YOUR PHONE OR YOUR LIFE INSURANCE?

Update Life Insurance

If you answered ‘phone’, we wouldn’t be surprised. After all, it has been estimated in 2022 around 53.9million people will be using smartphones in the UK, an increase of 12 million since 2015. Your phone is so important to you that you probably upgrade it regularly too, to reflect your changing needs. But, do you do the same with your … Read More

If you became critically ill and unable to work, could you cope financially?

Life Insurance Northern Ireland

Some things are more reliable than others – monthly bills, for example. Young or old, single or married, we all have financial obligations to meet each month; be it luxuries, like a satellite TV subscription or mobile phone contract, or the real essentials – like keeping a roof over your/your family’s head. But some things – like our long-term health … Read More