First time buyer mortgage quote for a 95% mortgage

95 Percent Mortgage Deal Belfast

5% deposit

  • Purchase price – £125,000
  • Loan amount – £118,750
  • Deposit – £6,250
  • Term – 30 years
  • Product – A fixed rate of 3.99% until 01/07/2020
  • Valuation fee – £175
  • Cash back – £1,200 at completion
  • Monthly payment – £567.22

Fixed until 01/07/2020 when the rate reverts to the standard variable rate which is currently 4.75%. The overall cost for comparison is 4.7% APRC. 37 payments of £567.22 based on a fixed rate of 3.99%. 323 payments of £616.20 based on rate of 4.75%. The total amount payable is £220,615.

Get in touch today to discuss this Mortgage Deal.