Free Financial Review for NHS Key Workers

NHS-Financial-Review-2020

We are providing a Free Financial Review for key workers to 31st October 2020. Zoom, Microsoft teams and skype calls welcome, we are available 7 days a week at a time that suits you! Call us on: 028 9065 4555 or Email: info@mortgagefirstni.com to make an appointment.

How might Coronavirus impact the property market?

Coronavirus Property Impact

The economy in Northern Ireland is entering its most uncertain time since the “credit crunch” of 2007/08 and many home buyers and sellers, as well as landlords are worried about what will happen to the property market. Jordan Buchanan, Chief Economist at PropertyPal writes: The housing market context since 2007/08 House prices suffered their biggest contraction on record following the 2007 … Read More

Coronavirus: what it means for our mortgage customers

Coronavirus Mortgages

The government and some of the UK’s biggest banks have announced a range of measures to help customers who face financial difficulties if they’re affected by the coronavirus outbreak. For example, homeowners can apply for payment holidays on their mortgages, renters have been offered protection against eviction and some banks are allowing borrowers to increase credit card limits and access … Read More

Mortgage Availability during the Coronavirus

mortgage coronavirus belfast

Whilst there is no doubt that many lenders are struggling to manage the operational implications caused by the Coronavirus, the availability of mortgages has to date not been impacted significantly. As such, if you are looking for a new mortgage or will require a re-mortgage in the next 6 months then please do get in touch.  In particular, if you … Read More

THREE-MONTH MORTGAGE “PAYMENT HOLIDAYS” OFFERED BY ALL LENDERS

Mortgage Break Belfast

Government announces three-month mortgage holiday in Covid-19 package You may be aware that on March 17, Chancellor Rishi Sunak confirmed that anyone struggling financially as a result of the Coronavirus outbreak will be able to take a three-month mortgage repayment holiday. A number of lenders had already announced repayment holidays for those affected by Covid-19, but the Government’s announcement means ALL lenders … Read More

Homeowners benefit from increased competition on mortgage packages

RE-MORTGAGING Belfast

The true rates on two and five year fixed rate mortgages being offered by the top 10 lenders* have fallen by as much as 0.14% since January 2020. A true rate takes into account a range of different factors that can impact the mortgage rate, including the initial interest rate and the product fee being charged. Research, due to be … Read More

First Time Buyer Event 20th Feb 2020 – FREE EVENT

First Time Buyer 2020 2

Thursday 20th February 5pm to 9pm Book in at our branches in Belfast, Bangor & Portadown You will have the opportunity to talk with qualified and experienced Mortgage and Insurance specialists, together with experts from other local businesses including: Co-ownership Advisors Solicitors Talk to us today… 028 9065 4555 email info@mortgagefirstni.com or request a call back from www.mortgagefirstni.com

Housing market perks up post-election

boris

Following the General Election result, the UK housing market has seen a lift in sentiment, according to the December 2019 RICS Residential Market Survey. Sales expectations have risen sharply, and a number of other key activity metrics have turned positive for the first time in several months.  That said, this change in activity levels is expected to lead to house … Read More

Martin Lewis urges homeowners to check their mortgages or risk losing out on £1000s

Cheapest Mortgage Rates

Martin Lewis says homeowners should check their mortgages now to make sure they’re not missing out on cheaper deals. Speaking in his segment on Good Morning Britain , the Money Saving Expert explained how mortgage rates are currently the best they’ve been. He said: “Longterm prediction of interest rates have dropped, and those are the ones that mortgage rates are set on. “Now … Read More