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Do you really need Protection for your Mortgage?
If you have dependents – such as children, or a partner who relies on your income to pay the mortgage and bills – a life insurance policy can provide for them if you die. Many stay at home mums don’t take out life insurance because they aren’t the bread winner- but how would you partner pay for all those childcare … Read More
What are the advantages of using a mortgage broker?
Can I benefit from using a mortgage broker? Anyone getting a mortgage can benefit from our service. Some of the benefits are: We know the market well and are up to speed with the latest deals We know which lenders are comfortable with unusual circumstances We know which lenders will accept self employed or irregular income We offer advice and guidance throughout the … Read More
Good News for First Time Buyers, Stamp Duty has been axed!
If you’re a First-time buyer you no longer have to pay stamp duty on the any home up to £300,000. This is music to the ears of 80% of first-time buyers across Northern Ireland, England and Wales. What is stamp duty? Stamp duty land tax is a charge that anyone buying a property or land costing more than … Read More