Following the General Election result, the UK housing market has seen a lift in sentiment, according to the December 2019 RICS Residential Market Survey. Sales expectations have risen sharply, and a number of other key activity metrics have turned positive for the first time in several months. That said, this change in activity levels is expected to lead to house … Read More
Martin Lewis urges homeowners to check their mortgages or risk losing out on £1000s
Martin Lewis says homeowners should check their mortgages now to make sure they’re not missing out on cheaper deals. Speaking in his segment on Good Morning Britain , the Money Saving Expert explained how mortgage rates are currently the best they’ve been. He said: “Longterm prediction of interest rates have dropped, and those are the ones that mortgage rates are set on. “Now … Read More
Reviewing your mortgage deal could save you money
It’s important to regularly review your mortgage, as it can often make sense to transfer to a new deal – or even a different lender. Your decision to transfer will of course depend on your individual circumstances, and the current rate you are paying. If your lender plans to increase its Standard Variable Rate (SVR), or already has, moving onto … Read More
Remortgage Month at Mortgage First
Contact us today to book your Priority Appointment Tel: 02890 654555 or Email: info@mortgagefirstni.com we look forward to hearing from you.
Do you really need Protection for your Mortgage?
If you have dependents – such as children, or a partner who relies on your income to pay the mortgage and bills – a life insurance policy can provide for them if you die. Many stay at home mums don’t take out life insurance because they aren’t the bread winner- but how would you partner pay for all those childcare … Read More
What are the advantages of using a mortgage broker?
Can I benefit from using a mortgage broker? Anyone getting a mortgage can benefit from our service. Some of the benefits are: We know the market well and are up to speed with the latest deals We know which lenders are comfortable with unusual circumstances We know which lenders will accept self employed or irregular income We offer advice and guidance throughout the … Read More
Good News for First Time Buyers, Stamp Duty has been axed!
If you’re a First-time buyer you no longer have to pay stamp duty on the any home up to £300,000. This is music to the ears of 80% of first-time buyers across Northern Ireland, England and Wales. What is stamp duty? Stamp duty land tax is a charge that anyone buying a property or land costing more than … Read More